Nationwide Legal Services is a debt collection firm (that could be negatively impacting your credit)
What Is Nationwide Legal On My Credit Report?
Nationwide Legal is a debt collection agency. If Nationwide Legal appears on your credit report, it indicates they may have purchased your debt from one or more creditors and are now or intend to attempt to collect it from you.
Is Nationwide Legal A Debt Collection Agency?
Yes, Nationwide Legal is a debt collection agency. They purchase debt from multiple creditors who no longer want to collect themselves (known as “charge-offs”).
Nationwide Legal may reach out via mail or phone calls (demanding payment). However, a collection account will now appear on your credit report, hurting both your score and your chances of getting approved for loans or other important financial events.
No need for alarm! We may be able to assist with this account. Call us now and find out more!
Whom Can Nationwide Legal Collection Serve?
Nationwide Legal purchases debt from various creditors. Unfortunately, their information is often not readily available and is constantly shifting; as a result, it’s impossible to provide an up-to-date list.
Does Nationwide Legal Affect My Credit Score?
Yes, it is likely that having Nationwide Legal listed on your credit report is significantly lowering it.
How Can I Remove Nationwide Legal From My Credit Report?
In order to be eligible to remove Nationwide Legal from your credit report, typically meet these criteria:
Any information provided is inaccurate; any error in its compilation exists; and/or the account has been used fraudulently.
According to research by U.S. PIRGs, 79% of credit reports contain mistakes or serious inaccuracies that cannot be quickly fixed in an appropriate period of time. Our team specializes in targeting accounts like this one on behalf of our clients.
Should I Pay For Delete With Nationwide Legal?
Payment of Nationwide Legal to have it deleted from your report might seem like an ideal solution, but there’s one major catch. While paying off collections changes your report status from unpaid to paid, its effects continue to damage your credit for seven years (from the date of first delinquency). This means your score remains damaged even though its debt has been removed from view.
Should I Negotiate My Settlement With Nationwide Legal?
Settlement with Nationwide Legal can have both benefits and drawbacks to your credit score; it could improve or harm it depending on many variables that come into play in this process. There may be another route towards success, though: working with an account review service like Credit Sage may help identify any problematic accounts and potentially even have them removed altogether (so no further contact will ever need to be had from them!). If any problems do exist with any particular account(s), allowing Credit Sage to review all your accounts independently may help ensure a smooth experience that never needs to bother you ever again).
Is Nationwide Legal Legit, Fake Or A Scam?
Nationwide Legal is an authentic company. While they may attempt to collect debts by spam-calling you, one effective solution for dealing with this situation may be disputing and clearing unvalidated debts.
Why Does Nationwide Legal Keep Calling Me?
Nationwide Legal has been calling you about debt that they believe you owe, so the best thing you can do is ignore their calls and reach out to a company like Credit Sage, which can assist in getting it removed from your record.
How Can I Stop Nationwide Legal From Calling Me?
Nationwide Legal will attempt to collect debt from you. In order to stop them, speak with a company like Credit Sage, which can remove them from your credit report so you won’t hear from them anymore.
Nationwide Legal Reviews And Complaints
Nationwide Legal has received poor ratings from Better Business Bureau customers due to their repeated calls and letters in an attempt to collect debt from consumers.
Will Nationwide Legal Try Suing Or Garnishing My Wages?
Nationwide legal actions would likely be unlikely. While in certain cases it may occur, state and federal laws often contain limits or exemptions which apply to bank and wage garnishment actions.
Call us immediately; we can assess the likelihood of litigation as well as provide the next steps to remove this collection from your debts.
Does Nationwide Legal Accept a Goodwill Letter To Remove My Collection/Charge-Off?
Nationwide Legal has extensive experience working with companies like these and does not accept goodwill letters to clear collection accounts or charge-offs.
What Are My Rights When Dealing with Nationwide Legal?
Your rights as a debtor when it comes to any debt purchased by Nationwide Legal are guaranteed under both the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA); though both may seem complicated at first glance, they provide much power in your hands if used effectively.
What Is A Nationwide Legal Phone Number?
Before making a decision on whether or not to contact Nationwide Legal, it may be worth consulting Credit Sage first. That way, any inaccurate debt you receive could be paid off more easily without risking damage to your score.
Related: What to do if Nationwide Legal Services calls you? (2024)
Get Nationwide Legal Off Your Report Now!
Before settling any debt, we strongly advise consulting a credit repair expert. Settling debt could actually lower your score!
